KWSP Dividen 2026 Announced: 6.15% Rate for 2025 Savings – Full Details, Payout & Easy i-Akaun Guide

Key Highlights of the 2025 Dividend (Announced 28 Feb 2026)

The Employees Provident Fund (KWSP/EPF) has officially announced the much-awaited dividend for savings accumulated in 2025. Simpanan Konvensional receives 6.15% per annum and Simpanan Shariah also receives 6.15% per annum. The total payout is RM79.6 billion — RM67.1 billion for Conventional and RM12.5 billion for Shariah.

This is slightly lower than last year's 6.30% for 2024, but still one of the stronger rates in recent history and well above the 2.50% minimum guarantee. The dividend is credited automatically to all eligible members' accounts starting 1 March 2026. No action needed — it lands in your Akaun Persaraan, Akaun Sejahtera, and Akaun Fleksibel.

Quick Historical Snapshot (Recent Years)

Here is how the 2025 dividend compares to recent years. 2025: Konvensional 6.15%, Shariah 6.15%. 2024: Konvensional 6.30%, Shariah 6.30%. 2023: Konvensional 5.50%, Shariah 5.40%. 2022: Konvensional 5.35%, Shariah 4.75%. The consistent performance above 5% in recent years reflects KWSP's strong investment management across diverse asset classes.

How to Check Your KWSP Dividend Instantly (2026 Edition)

The 2025 dividend statements are available right now via i-Akaun. Here is the fastest way to check — perfect for tech-savvy Malaysians anywhere in the country.

Via KWSP i-Akaun Mobile App (Recommended – 30 Seconds)

The mobile app is the quickest way to check your dividend statement:

• Open the KWSP i-Akaun app (update to the latest version from Google Play or App Store).
• Log in with your username and password (or biometrics).
• Go to Home or Savings, then select Member Statement.
• Select Year 2025 to see the exact dividend amount credited to each account.
• Download or screenshot for your records.

Via Web Browser (Desktop or Laptop)

You can also check via the KWSP website:

• Visit www.kwsp.gov.my and login to i-Akaun (Member).
• Click Member Statement and choose 2025.
• View the full breakdown of your dividend by account.

Digital Security Tip from GreatRise IT

Always use your registered TAC phone number, enable two-factor authentication, and never share your i-Akaun login credentials. If you have forgotten your password, reset it instantly via the app — the process is fully digital and secure. Be wary of phishing messages claiming to be from KWSP — always access your account directly through the official app or website.

What This Means for Your Retirement in 2026

The 6.15% rate represents a solid return despite global market volatility. With Belanjawan 2026 and new EPF policy enhancements rolling out — including the RIA Framework, i-Saraan Plus, and higher Hajj withdrawal limits — your savings are getting even more protection this year.

For Muslim members, the purification process applies — 60% of the Conventional dividend from non-compliant sources needs to be purified. Full details are available on the official KWSP website.

Next Steps and Advice

Here is what you should do now:

• Log into i-Akaun today to see your exact dividend figure.
• Plan your contributions wisely — every ringgit counts with compound growth.
• If you switched to Shariah during the year, double-check your pro-rated dividends across both accounts.
• Bookmark the official KWSP dividend page for future reference at www.kwsp.gov.my.

Stay Financially Secure, Stay Digital-Smart

At GreatRise IT, we believe that financial literacy and digital literacy go hand in hand. Whether it is checking your KWSP statement securely, setting up two-factor authentication, or understanding how digital tools can help you manage your finances better — we are here to help Malaysian businesses and individuals navigate the digital landscape confidently.