KWSP Dividen 2026 Announced: 6.15% Rate for 2025 Savings: Full Details, Payout & Easy i-Akaun Guide

Key Highlights of the 2025 Dividend (Announced 28 Feb 2026)

The Employees Provident Fund (KWSP/EPF) has announced the dividend for savings accumulated in 2025. Simpanan Konvensional receives 6.15% per annum and Simpanan Shariah also receives 6.15% per annum. The total payout is RM79.6 billion: RM67.1 billion for Conventional and RM12.5 billion for Shariah.

This is slightly lower than last year's 6.30% for 2024, but still one of the stronger rates in recent history and well above the 2.50% minimum guarantee. KWSP credits the dividend to all eligible members' accounts starting 1 March 2026. You do not need to apply. It lands in your Akaun Persaraan, Akaun Sejahtera, and Akaun Fleksibel. To see exactly how your personal figure is computed, read our guide to the KWSP dividend calculation (MADB method).

Quick Historical Snapshot (Recent Years)

The 2025 dividend compares with recent years like this. 2025: Konvensional 6.15%, Shariah 6.15%. 2024: Konvensional 6.30%, Shariah 6.30%. 2023: Konvensional 5.50%, Shariah 5.40%. 2022: Konvensional 5.35%, Shariah 4.75%. Recent rates above 5% reflect KWSP's investment performance across diverse asset classes.

How to Check Your KWSP Dividend Instantly (2026 Edition)

The 2025 dividend statements are available via i-Akaun. The mobile app is the fastest way to check from anywhere in Malaysia.

Via KWSP i-Akaun Mobile App (Recommended, 30 Seconds)

The mobile app is the quickest way to check your dividend statement:

• Open the KWSP i-Akaun app (update to the latest version from Google Play or App Store).
• Log in with your username and password (or biometrics).
• Go to Home or Savings, then select Member Statement.
• Select Year 2025 to see the exact dividend amount credited to each account.
• Download or screenshot for your records.

Via Web Browser (Desktop or Laptop)

You can also check via the KWSP website:

• Visit www.kwsp.gov.my and login to i-Akaun (Member).
• Click Member Statement and choose 2025.
• View the full breakdown of your dividend by account.

Digital Security Tip from GreatRise IT

Use your registered TAC phone number, enable two-factor authentication, and never share your i-Akaun login credentials. If you have forgotten your password, reset it through the app. Watch for phishing messages claiming to be from KWSP, and access your account through the official app or website.

What This Means for Your Retirement in 2026

The 6.15% rate represents a solid return despite global market volatility. Belanjawan 2026 and new EPF policy enhancements, including the RIA Framework, i-Saraan Plus, and higher Hajj withdrawal limits, add more protection this year.

For Muslim members, the purification process applies. KWSP states that 60% of the Conventional dividend from non-compliant sources needs to be purified. Full details are available on the official KWSP website.

Next Steps and Advice

Use this quick checklist:

• Log into i-Akaun today to see your exact dividend figure.
• Plan your contributions with care because every ringgit counts with compound growth.
• If you switched to Shariah during the year, double-check your pro-rated dividends across both accounts.
• Bookmark the official KWSP dividend page for future reference at www.kwsp.gov.my.

Stay Financially Secure, Stay Digital-Smart

Financial literacy and digital literacy now overlap. Checking your KWSP statement securely, setting up two-factor authentication, and using digital tools well all reduce risk for Malaysian businesses and individuals.